Q: What is the first step in buying a home?
A: Get pre-qualified by a lender first. This can be done from home....More here
Q: What if I don't qualify for the loan amount I want or my credit is not high enough?
A: Consider gift funds....More here
Q: What is the difference between a bank loan and a mortgage broker loan?
A: Mortgage brokers will charge you a loan origination fee....More here
Q: What does it cost to get pre-qualified?
A: Some lenders will try and charge you upfront.....More here
Q: Do I need a big down payment for a home?
A: No. If you are a first time buyer or a veteran.....More here
Q: What is earnest money?
A: Earnest money is basically a deposit....More here
Q: What is an option period?
A: An option period is a specified amount of time you can terminate the contract.....More here
A: Alternate lines of credit are accounts a lender can use as positive credit if you pay them on time......More here
Q: Will reducing the number of credit cards I have improve my credit?
A: Not necessarily. In fact it may hurt your credit score more even more....More here
Q: Are home inspections mandatory?
A: Home inspections are not mandatory. However, the benefits of having one out weigh the cost.....More here
Q: Is buying a for sale by owner home the best choice for a great deal in today's market?
A: For sale by owner home sales can be a good choice for some experienced buyers. However, if you.....More here
A: The tax credit is basically an interest free you pay back over the next 15 years.........More here
Q: Should I sign a contract with a real estate agent?
A: Signing a buyer broker representation agreement is in the best interest of anyone purchasing real estate.....More
A: Everyone wants a great deal on a new home right? First time buyers and repeat home buyers both can save a
great deal...More here
Q: When is it a buyers market in real estate?
A: A buyers market normally coincides with a down market or recession in the economy....More here
A: A sellers market usually coincides with a steady growth in the economy and.....More here
A: If you, a friend or family member are in an un-affordable mortgage for various reasons or victim of a predatory loan
..... More here
A: Many buyers are unaware that rebates on the broker commission and bonuses are negotiable...More here